AAMI Car Insurance: A Comprehensive Review

When it comes to finding the right car insurance provider, there are many options to choose from. However, AAMI (Australian Allied International) car insurance stands out from the crowd with its competitive premiums, impressive coverage options, and excellent customer service. In this article, we’ll take a closer look at what AAMI has to offer and help you decide if it’s the right choice for your next policy.

History and Background

AAMI is a well-established Australian insurance company with a rich history dating back to 1960. Over the years, the company has evolved to become one of the country’s leading car insurance providers, with a reputation for delivering quality services and personalized support to its customers.

Coverage Options

AAMI offers a range of car insurance policies to suit different needs and budgets. Their comprehensive policy is the most popular choice, covering damages to your vehicle, liability, and personal effects like luggage and fuel. You can also tailor your policy to include additional extras like:

• Guaranteed Repayment Option (GRO): Allows you to pay your premium in installments if you cannot afford the full amount upfront.
• Loan and Lease Cover: Protects you in the event of an accident while your vehicle is being financed.
• New Vehicle Replacement: Proves a brand-new vehicle of similar make and model if your vehicle is written off.

Pricing

AAMI is known for its competitive pricing, with rates that are often lower than those of its competitors. The cost of your policy will depend on factors such as:

• Vehicle make and age
• Annual kilometers driven
• Years of driving experience
• No claims bonus
• Policy excess

To give you a better idea of what you might expect to pay, here are some sample premiums for a standard comprehensive policy:

• 1-year-old Toyota Corolla: \(300-\)400
• 3-year-old Ford Falcon: \(250-\)350
• 5-year-old Honda Civic: \(200-\)300

Customer Service

AAMI prides itself on its customer-centric approach, offering a range of services to make your insurance-buying experience as smooth as possible. Some of the ways they exceed customer expectations include:

• ²⁴⁄₇ claims reporting
• Toll-free number for general inquiries
• Online account management
• Mobile app for on-the-go claims and payments

Additional Perks

AAMI offers a range of additional benefits that set it apart from other car insurance providers. These include:

• AAMI Assist: A ²⁴⁄₇ emergency hotline for car troubles, roadside assistance, and travel emergencies.
• Driver’s Ed: A program that offers discounts to young drivers who complete a defensive driving course.
• Maturity Bonus: A reward for policyholders who maintain a clean claims record for 10 years or more.

Conclusion

AAMI car insurance is an excellent choice for anyone looking for a comprehensive, affordable, and customer-focused policy. With its competitive pricing, impressive coverage options, and commitment to customer service, it’s no wonder why millions of Australians trust AAMI with their car insurance needs. Whether you’re a young driver or a seasoned motorist, AAMI has a policy that’s tailored to your unique requirements. So why wait? Get a quote today and experience the AAMI difference for yourself!